Wei E Su Da (Group) Co., Ltd.

We are a consumer finance technology innovation incubator founded by fintech entrepreneurs. We bring together outstanding entrepreneurial teams, investors, and global fintech networks, dedicated to becoming an incubation platform for fintech innovation, learning, and exchange. The company has launched three relatively mature projects: "Watermelon Pay Later," "Smile/Salary Friend," and "Hao Dong Dong Mall." "Watermelon Pay Later" provides consumers with a convenient "buy now, pay later" shopping payment solution when shopping in offline shopping malls or online brand WeChat stores, offering consumers a relaxed and enjoyable shopping experience with "buy immediately," "pay gradually," and "0 interest." Through "Watermelon Pay Later," users can instantly purchase desired products; merchants can increase sales; shopping malls can boost member activity and attract more foot traffic, jointly creating a mutually beneficial closed-loop retail ecosystem for private domain traffic consumption. The project has secured nearly $10 million in funding, and the product is set to launch on a large scale nationwide soon. "Smile/Salary Friend" is a fintech product serving working-class consumers in China and Southeast Asia. On one hand, the project aims to improve users' financial situations by providing salary management tools, financial alerts, salary advance features, and more to prevent users from falling into financial difficulties. On the other hand, through users' positive financial records, it recommends low-cost financial products (such as credit cards) to help users build their credit history and ultimately enhance their credit ratings. Hao Dong Dong Mall, jointly created by Hao Dong Dong (Shanghai) E-Commerce Co., Ltd. and Hao Dong Dong Financial Leasing (Yunnan) Co., Ltd., is positioned at the forefront of China's financial economy in Shanghai and the beautiful spring city Kunming, offering a new retail e-commerce platform featuring "lease-to-purchase." Lease-to-own is a product developed specifically for Hao Dong Dong Mall users, allowing them to shop first and pay in monthly installments after purchase. Own it first, enjoy it first, and pay gradually! If you find yourself trapped in a VUCA environment yet unwilling to settle, here we have projects assembled with key elements of successful fintech innovation cases for you to fully immerse in; if you face the challenge of being ahead of your time with few peers, here you will find partners with successful entrepreneurial experiences to once again savor the joys and sorrows of building from scratch; if you are a solo singer, if you are a pirate member, welcome~