Gold and Silver Cat

Shanghai Gold and Silver Cat Financial Services Co., Ltd. (hereinafter referred to as "Gold and Silver Cat") was established in September 2013, affiliated with Huiteng Finance, and is a new type of Internet financial services company that pioneered the "P2B+O2O" business model in China.
Huiteng Finance has always served the developing Chinese money market, more than 2,000 small and medium-sized banks, and nearly 10,000 small and micro enterprises.
Because the company encountered difficulties in monetizing small-denominated bills held by small and micro enterprises during its operations, the Gold and Silver Cat platform was planned in August 2012, and operations were set up in March 2013, thereby launching China's earliest exclusive innovative financial product.
"P2B" (Person & Business) refers to a type of online lending behavior where individuals lend to business operations.
For Gold and Silver Cat's "Yin Qi Zhong Ying" series (i.e., bank acceptance loans in bill loans), investors invest and manage money based on the bank-issued unredeemed payment vouchers of enterprises. Since the value of the payment vouchers and transaction credit are 100% guaranteed by the bank, without the management costs and credit risks of ordinary wealth management products, the returns are higher, while the risks are lower than those of bank wealth management products in the same period, perfectly solving the balance problem between risk and return, and fully tapping social monetary stock, reducing idle circulation of money, and serving the real economy. Subsequently, Gold and Silver Cat will continue to launch other series of exclusive innovative financial products.
"O2O" (Online & Offline) — Online (*
With years of experience in interbank money market services and a broad network in the financial industry, and with a solid financial business background, outstanding foresight, proactive professionalism, and high-quality and efficient service, Gold and Silver Cat has achieved remarkable results. The company, with the cultural concept of "Great Finance, Heartfelt Service" and the corporate spirit of "Innovation, Integrity, Efficiency", is continuously developing and exploring new business types, launching new financial tools, and is committed to building a new platform for Internet financial services, opening a new chapter in the era of Internet finance.