Jimmy

Jimmy is a brand of credit leasing under Hangzhou Zaodao Technology Co., Ltd., and is a nationwide deposit-free 3C digital credit leasing platform that realizes a full closed loop of leasing, recycling, and repair. As a strategic partner of Ant Financial's Sesame Credit, Jimmy took the lead in cooperating with Sesame Credit to jointly develop a series of consumption models and consumption scenarios for deposit-free credit leasing of 3C digital products, realizing deposit-free credit phone leasing services for users with a Sesame Score of 600 or above. Products involve Apple phones and Mac computers, various mid-to-high-end Android phones, DJI drones, electric vehicles, and more. After the lease expires, the phone return channel ensures the security of user information, and green recycling is carried out for residual-value devices, vigorously safeguarding consumer rights.
At Jimmy, you can not only lease smartphones, but also smart hardware, smart home appliances, tablet computers, smart mobility, and many other sectors, involving more than 100 product categories. In the future, Jimmy will continue to expand in 3C digital categories and will also enter industries such as smart home and electrical appliances.
In September 2017, Jimmy reached a strategic cooperation with D.Phone, a professional mobile phone chain listed enterprise nationwide. Relying on D.Phone's 3,000 offline stores nationwide, the respective advantages of traditional stores and internet platforms are brought into play, enabling a revolutionary improvement in the phone leasing experience. Users place orders on site, the platform reviews at high speed, and goods are picked up on site at stores, truly enjoying credit leasing services.
Jimmy has a professional business risk control team and data risk control team. The business risk control team comes from platforms such as internet finance P2P and cash loans. The data risk control team relies on the R&D capabilities of the Institute of Network Security and Systems of Zhejiang University's College of Computer Science, and combines Sesame Credit and third-party risk control data to build a customized risk control system for Jimmy's business.
At the same time, Jimmy has a complete account management team and collection team, serving users across the entire chain and full lifecycle.