Company Overview

Development Stage

About the Company

Zhaolian Consumer Finance Co., Ltd. is a consumer finance company approved by the China Banking and Insurance Regulatory Commission (CBIRC) and jointly established by China Merchants Bank and China Unicom, both Fortune 500 companies, under the framework of the Mainland and Hong Kong Closer Economic Partnership Arrangement (CEPA).

On March 3, 2015, Zhaolian Finance obtained the financial business license from the former China Banking Regulatory Commission (CBRC), was registered and established in Qianhai, Shenzhen on March 6, and started trial operations on March 18. Its initial registered capital was 2 billion yuan, with China Merchants Bank and China Unicom each contributing 1 billion yuan. After two capital increases by shareholders in 2017 and 2018, the registered capital increased to 3.869 billion yuan. To date, the two major shareholders have invested a cumulative total of 5.2 billion yuan.

Zhaolian Finance operates two major consumer finance product systems, "Haoqidai" and "Xinyongfu", providing users with fully online, collateral-free, low-interest inclusive consumer credit services. At present, Zhaolian Finance has comprehensively covered numerous consumption scenarios such as shopping, travel, education, and home renovation, serving tens of millions of customers, with business coverage across a wide range of regions nationwide.

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Zhaolian Finance Products & Services (3 in total)

9.3, 7480.5万 downloads
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Zhaolian Finance How Fast Is Hiring Growing?

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Growth Rate
2026 vs 2025
  • 2025: Down 35%
  • 2024: Down 28%
  • 2023: Down 58%
  • 2022: Flat 0%-
Zhaolian Finance Year-by-Year Hiring:
* Hiring was generally low during 2020-2022 due to the pandemic
Note: How fast is hiring at China Merchants Bank China Unicom Consumer Finance Co., Ltd. growing? Zhaolian Finance2026: 7 openings (down 86%), 2025: 49 openings (down 35%), 2024: 75 openings (down 28%), 2023: 104 openings (down 58%), 2022: 250 openings (flat), 2021: 249 openings. A rising curve may indicate expansion; a falling curve may indicate slower growth or good retention. Based on publicly available data, for reference only.

Zhaolian Finance Master's Degree Job Demand Analysis

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N/A
Growth Rate
Zhaolian Finance Master's Hiring by Year: 2025 — 6 fewer jobs than 2024
* Hiring was generally low during 2020-2022 due to the pandemic
How fast is master's hiring at China Merchants Bank China Unicom Consumer Finance Co., Ltd. growing? Zhaolian FinanceMaster's recruitment over the years: 2025: 4 openings (down 35%), 2024: 10 openings (down 28%), 2023: 1 openings (down 58%), 2021: 2 openings.

Zhaolian Finance R&D Strength (Technical Talent Demand)

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How is the demand for technical talent at China Merchants Bank China Unicom Consumer Finance Co., Ltd.? Based on an analysis of Zhaolian Finance's job postings over the past year, "计算机/网络/技术类" demand: 68.8%, "科研类": 15.6%, "其他(研发和技术类)": 12.5%. For reference only.

Zhaolian Finance — What Are the Salaries Like? (32 records)

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Zhaolian Finance Salary Overview
salary range: 6K - 50K, 78.1% of roles pay ¥20-50K
Note: salary statistics are based on 32 salary records from the past year and depend on the job sample. For reference only.
How is the salary at China Merchants Bank China Unicom Consumer Finance Co., Ltd.?Zhaolian Finance78.1% of positions earn 20-50K, Undergraduate salary: ¥。Hangzhou salary ranking top 15,计算机/网络/技术类 average salary ¥36.6K。 Note: Based on analysis of job postings, does not represent current on-the-job positions; system stability may affect objectivity. For reference only.Data inaccurate? Let us know

Salaries for hot jobs of Zhaolian Finance

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Are salaries high at China Merchants Bank China Unicom Consumer Finance Co., Ltd.? We provide: 算法,架构师,解决方案,研究员,产品经理,人工智能,分析,贷后策略,运营,pd,内控,客服,方案专家,流程管理,科学家,管理专员,系统架构,维护,账户管理. Click to view detailed salary analysis by job.

Zhaolian Finance honors, qualifications & industry associations

Tags are labelled based on keyword text matching analysis and may be related to the company. For reference only.

Zhaolian Finance Related Industry Tags

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Job Category

  • 计算机/网络/技术类
    68.8% of total 68.8%
  • 销售类
    28.1% of total 28.1%
  • 科研类
    15.6% of total 15.6%
  • 其他(研发和技术类)
    12.5% of total 12.5%

Education

  • 本科
    68.8% of total 68.8%
  • 博士
    12.5% of total 12.5%
  • 不限
    12.5% of total 12.5%
  • 大专
    3.1% of total 3.1%

Experience

  • 不限
    59.4% of total 59.4%
  • 3-5年
    21.9% of total 21.9%
  • 5-10年
    18.8% of total 18.8%
View Detailed Analysis

What does China Merchants Bank China Unicom Consumer Finance Co., Ltd. require? Who is Zhaolian Finance hiring? Zhaolian Finance recruitment: 计算机/网络/技术类占比最多占68.8%,其次是销售类占28.1%. What education can get in at Zhaolian Finance? 本科占比最多占68.8%,其次是博士占12.5%. High education required at Zhaolian Finance? 博士占12.5%,硕士占3.1%. Work experience required at Zhaolian Finance? 不限占比最多占59.4%,其次是3-5年占21.9%. Where are the job locations at Zhaolian Finance? 深圳占比最多占75%,其次是武汉占25%. Based on job postings from the past year, for reference only.

Business Registration

Provided by

Operating Status: 开业
Registered Capital: 1,000,000万(元)
Legal Representative: 章杨清
Date Established:
Credit Code: 91440300326650441X
Registered Address: 深圳市前海深港合作区南山街道桂湾三路168号招联大厦5-9层、11-18层、32-39层

Partners & Suppliers

提供消费金融风控及决策引擎系统 Source
供应商 消费金融公司
为客户提供消费信贷核心系统等IT解决方案 Source
供应商 消费金融公司

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