Dafei Yundai

Introduction to Dafei Group
Dafei Group was founded in 2004 by Mr. Gao Yunhong in the beautiful coastal city of Qinhuangdao. To date, it has developed into a diversified enterprise integrating finance, aviation, education, food, and logistics businesses. Its financial segments include Dafei Yundai (Beijing), Dafei Weijin (Beijing), and Dafei Finance (Shenzhen), while its industrial segments include Hebei Zhiyuan General Aviation Company, Qinhuangdao Zhongyun Logistics, Qinhuangdao Jingang Logistics, Bohai Middle School, and Qinhuangdao Zhenglong Food.
Dafei Yundai
Dafei Yundai is the core enterprise of Dafei's financial segment and one of the earliest mobile internet inclusive financial service platforms in China. Originating in Qinhuangdao and driven by the need for scale expansion, Dafei Yundai established its headquarters in Beijing in 2012. Through mobile internet, it provides convenient micro-financial services such as unsecured micro-loans for small and micro enterprises and consumer installment payments to the general public, realizing the vision of "everyone is a banker" through its unique O2O model.
Becoming an advocate of inclusive finance through the O2O model
In China, over 800 million people in third- and fourth-tier cities and surrounding townships lack collateral and credit records. Despite strong demand for financial services, they cannot be included in the existing mainstream financial service system. Dafei Yundai currently has nearly 10,000 employees and has established over 300 branches across 24 provinces, municipalities, and autonomous regions. This strong offline network breaks down barriers caused by the public's insufficient knowledge of finance and internet, while its convenient online mobile financial services fully meet users' needs for consumption upgrades and small-amount fund turnover.
Leading in mobile internet as a pioneer in inclusive and consumer finance
In 2013, Dafei Yundai adopted a strategy prioritizing mobile development. In December of the same year, it launched the industry's first personal loan APP product, "Dafei Mobile Payment," which primarily offers a cash revolving loan product with credit card-like features. By August 2015, Dafei Mobile Payment had over 340,000 registered users, 120,000 borrowing users, more than 1.13 million loans, and a cumulative loan amount exceeding 10.6 billion yuan.
In September 2015, Dafei Mobile Payment was fully upgraded to "Dafei Yundai," relying on Dafei's proprietary Nebula big data risk control system to complete credit approval within 2-5 days, with 90% of applications automatically approved. It also added CFCA certification, wealth management-based credit lines, and other more flexible and secure financial service functions. Dafei Yundai will continue to improve user experience, enabling every ordinary person to access more convenient financial services through their mobile phones.
Dafei Yundai is also actively innovating in the consumer finance sector. It has launched the consumer finance product "Dafengeriod," with plans to introduce more scenario-based consumer finance products to meet customer needs.
Dafei Partners
Dafei Yundai has established good partnerships with many well-known financial and quasi-financial institutions nationwide, such as Guangdong Huaxing Bank, China Everbright Bank, Haier Consumer Finance, Hongling Venture Capital, PPmoney, Chinapay Payment, and Lianlian Payment.