Zhongye Jinfu Group

Zhongye Jinfu Group was founded in February 2015. Against the backdrop of China's revitalization of the real economy, consumption upgrading, targeted poverty alleviation and deepening reform of the financial system, with the corporate philosophy of "benefiting households and connecting industries", and serving small and medium-sized enterprises, farmers and high-growth populations, it is a financial group driven by technology-driven financial innovation.
Zhongye Jinfu Group adopts an O2O (online + offline) risk control model. Relying on big data risk control and a scenario-based ecosystem, it builds a modern financial service model of C2P2I (customer-platform-institution). On the one hand, it provides convenient and efficient financing consulting services for small and micro enterprises, emerging consumer groups and farmers; on the other hand, it provides microcredit technologies including customer acquisition, investigation and verification, big data risk control and post-loan management for traditional financial institutions such as banks and trusts as well as new financial institutions such as online micro-lenders and P2P platforms. It is committed to solving the difficulties of difficult, expensive and slow financing faced by inclusive finance targets, while also solving the asset shortage problem commonly faced by financial institutions, contributing to guiding finance back to the real economy and effectively serving the real economy.
Zhongye Jinfu has professional service institutions including commercial factoring, financial leasing, private equity funds, internet finance, real estate mortgage loans, vehicle mortgage loans and farmer loans, providing inclusive financial services for farmers, emerging consumer classes and community medical chain institutions; and providing one-stop capital operation services such as equity financing, bond financing, asset securitization and private placement services for high-growth small and medium-sized enterprises, strategic emerging industries and PPP industries moving toward the capital market.
Zhongye Jinfu Group has established good cooperative relationships with financial institutions such as China Zheshang Bank, National Trust, ZhongAn Insurance and TCL Microcredit, and has set up branches in more than 30 cities across 14 provinces and municipalities nationwide. As of December 2017, the Group had 1.25 million registered members, had served 50,000 small and micro enterprises and farmers, and had facilitated a cumulative 10.8 billion yuan in financing.
The Group's Zhongye Xingrong platform ranks among the top 50 internet finance platforms nationwide, ranking 34th nationwide. It has obtained Series A financing from the Innovation Technology Industry Fund under Zheshang Industry and Finance Holding Group. This round of financing will mainly be used to increase investment in technological innovation and will help Zhongye Jinfu Group reach new heights of development.