公司不直接发放贷款,而是作为桥梁连接资金提供方(如银行、消费金融公司)与借款人,协助完成贷款申请、审批及贷后管理流程,并从中收取服务费或佣金。主要服务于有贷款需求的个人(如首次贷款者、信用瑕疵者)及中小微企业,解决其融资难、首贷难问题。
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