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公司于2014年2月创立。创建之初拾财贷就定位对接融资租赁行业,其平台与多家实力雄厚的融资租赁机构合作,通过将融资租赁优质债权资产进行债权转让和到期赎回,帮助融资租赁机构获得发展资金的同时,盘活民间资本,让普通投资者收益。
在产品创新方面,拾财贷推出了随存随取、2倍余额宝收益的类余额宝产品“活期赚”,收益率较高的“定期赚”以及可在平台二级市场对定期赚、活期赚债权进行加减价转让的“转让赚”等,年化收益在8%-12%间,颇受投资者喜爱的互联网金融理财产品。
对于风险控制,拾财贷对融资租赁公司及项目严格把关,设置了债权回购、履约保证金、融资租赁母公司担保及其股东个人无限连带担保责任、资产抵押及风险审核等6重风险保障机制,确保投资人都能按照合同约定安全便捷地取得本金及收益。
截止到2015年4月拾财贷平台总交易规模达到30亿,迄今为止未发生过一笔逾期或坏账。2014年6月,2015年初,拾财贷被第十二届中国财经风云榜评为“2014年度*佳产品创新互联网金融平台”。
未来将继续专注于“互联网+融资租赁“,通过拾财贷理财平台盘活存量资本,支持中国实体经济发展。同时拾财贷将不断完善业务布局,在PC端继续完善用户体验,丰富产品线,利用金融产品的丰富性和收益的梯次性来满足差异化用户的理财需求;在移动端通过移动互联网钱包切入老百姓的日常生活,*终打造集生活、娱乐、理财、亲子于一体的互联网金融生态体系。

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Operating Status: 开业
Registered Capital: 120,000万(元)
Legal Representative: 马祥伟
Date Established:
Credit Code: 91110000MA01NKEH6B
Registered Address: 北京市东城区和平里东街11号创新楼B座四层4-C1号

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