Zhongguancun Guarantee

Beijing Zhongguancun Technology Financing Guarantee Co., Ltd. (hereinafter referred to as Zhongguancun Guarantee) was officially established on December 16, 1999. It is a state-owned policy-oriented professional guarantee institution approved by the Beijing Municipal Government and an important implementation channel for the science and technology financial policies of the Zhongguancun National Innovation Demonstration Zone. As a holding subsidiary of Zhongguancun Development Group, Zhongguancun Guarantee has consistently adhered to serving small and medium-sized enterprises in the technology and modern service industries, supporting the development of the Zhongguancun Demonstration Zone, striving to preserve and increase the value of state-owned assets, and fulfilling corporate social responsibilities. It has received honors such as "Best Inclusive Financial Service Guarantee Company of the Year," "Most Competitive Guarantee Company," "Best Financing Guarantee Company," and "Most Credible SME Credit Guarantee Institution in China" from mainstream media and authoritative institutions. By the end of 2019, Zhongguancun Guarantee had a registered capital of 2.913 billion yuan, net assets of 3.9 billion yuan, total assets of 7.9 billion yuan, with an annual guarantee capacity of over 40 billion yuan and an AA+ credit rating in the capital market. Over its 20 years of establishment, the company has provided nearly 300 billion yuan in guarantee services for over 50,000 science and technology SME guarantee projects. Among its clients, more than 900 companies have successfully listed on domestic and international capital markets (including the New Third Board). As the primary cooperative guarantee institution of the Beijing Branch of the China Development Bank, Zhongguancun Guarantee actively participates in promoting the first national investment-loan linkage project, contributing to the growth of Zhongguancun's science and technology enterprises. Since its inception, Zhongguancun Guarantee has adhered to its positioning of serving SMEs in the technology and modern service sectors, actively aligning with industrial, technological, and financial support policies of the Zhongguancun Demonstration Zone. It has gradually established specialized guarantee channels such as the Gazelle Plan, Wing-Expansion Plan, Cultural Creativity, Overseas Study, and Major Engineering, covering enterprises at different development stages and across various industries, forming a diversified product service system that integrates direct financing guarantees, indirect financing guarantees, and non-financing guarantees. Closely combined with Beijing's "high-precision, high-end" industrial structure adjustment, it identifies strategic emerging industries in the field of technological innovation and the cultural creative industry in the modern service sector as its key service areas, forming a "7+1" specialized structure. It continuously strengthens innovation in science and technology financial services, actively promotes and supports mass entrepreneurship and innovation, and has launched innovative guarantee products such as Puhui Bao, Chuangyi Bao, and the Zhongguancun Innovation Bond. It strengthens bank-guarantee cooperation, establishing partnerships with all banks with branches in Beijing, and ensures zero risk on all guaranteed credit assets through prudent and robust risk management. It actively expands cooperation channels with non-bank financial institutions such as trusts and securities firms, proactively connects with market funding channels like P2P, trust plans, and bank wealth management funds, forming stable and low-cost funding sources. It improves cooperation with existing channels including the Beijing Fourth Board, Beijing Financial Exchange, Shanghai Stock Exchange, and Shenzhen Stock Exchange, simultaneously exerting efforts across multiple markets to optimize product processes and improve efficiency, making it the preferred guarantee institution for all cooperative parties.