Jinchuang Holdings

Jinchuang Technology Joint-stock Co., Ltd. was founded in 2004 and has been deeply engaged in the service outsourcing field for 15 years, developing into one of the top 100 key service outsourcing enterprises of the Department of Commerce. Adhering to innovation and deepening development, Jinchuang has formed a dual main business operation model, including two main businesses: consumer credit intelligent services and industrial platform operation. The company's headquarters is located in Nanjing, Jiangsu Province, with comprehensive layouts in Beijing, Shanghai, Guangzhou, and Shenzhen, and a total of 37 branch institutions established nationwide, with long-term continuous service to over 300 clients. Consumer credit intelligent services focus on the development of information technology outsourcing (ITO) and business process outsourcing (BPO) services in the financial industry, with clients covering multiple types of financial institutions such as state-owned banks, joint-stock commercial banks, city commercial banks, consumer finance companies, and insurance companies, providing full-process close services to partners. Industrial park operation is an extension of Jinchuang's service outsourcing business, relying on good cooperative relationships with high-quality enterprises in finance, insurance, and technology, as well as a deep understanding of customer needs during the outsourcing service process, to build physical platforms for industrial parks, carry out the construction of urban scientific and technological innovation carriers, attract high-quality enterprises to settle in, and achieve resource sharing and common development. In recent years, Jinchuang has been committed to both internal and external improvement, introducing modern enterprise management logic and optimization concepts externally, and enhancing service security, efficiency, and quality through technical means and legal tools internally, thereby increasing corporate profitability. Rooted in deep development in the service outsourcing field, Jinchuang's accumulation and achievements have been highly recognized both within and outside the industry, earning titles such as National High-tech Enterprise, one of the top 100 key service outsourcing enterprises of the Department of Commerce, one of China's Top 30 Service Outsourcing Enterprises, one of China's Top 10 Intelligent Service Enterprises, and a Nanjing Cultivated Unicorn Enterprise. Jinchuang has successively passed national certifications including the ISO 9001 quality management system, ISO/IEC 27001 information security management system, ISO 22301 business continuity management system, ISO 14001 environmental management system, and OHSAS 18001 occupational health and safety management system, obtained the international standard CMMI Level 3 certification, and received the "Value-added Telecommunications (Call Center) Business Operating License" issued by the Ministry of Industry and Information Technology of the People's Republic of China and the "UnionPay Card Acquiring Outsourcing Service Institution License" issued by China UnionPay. In the long history of its development, Jinchuang has attached great importance to standardization and credibility in corporate development, having been continuously certified with the national AAA credit rating for many years, completed the Jiangsu Province enterprise credit management standard implementation, and received certifications such as Nanjing's "Contract-abiding and Credit-worthy Enterprise" in 2016 and the honorary title of "Nanjing Credit Management Demonstration Enterprise." As a non-public private enterprise, Jinchuang Holdings spontaneously established its party branch, labor union, and communist youth league in 2014. Under the leadership of the party branch, the labor union and the communist youth league collaborate together, achieving remarkable results in party-mass building and being recognized by superior organizations: Jinchuang's party branch has received honors such as "Nanjing Advanced Grassroots Party Organization of 2017" and "Nanjing Secretary Studio Demonstration Point"; the Jinchuang Communist Youth League has received honorary titles such as "Youth Civilization" and "Caring Unit" awarded by the Nanjing Municipal Committee of the Communist Youth League; and the Jinchuang Labor Union has received honors including "Jiangsu Provincial Model Employee Home," "Nanjing Model Employee Home," "First Prize for Innovation in Nanjing Labor Union Work," and "Staff Library Demonstration Point." Jinchuang actively fulfills the social responsibilities of private enterprises, participates in charitable and public welfare undertakings, and has been repeatedly awarded commendations such as "Caring Enterprise" and "Enthusiastic Public Welfare Unit." In 2019, it received the "Jiangsu Hope Project Contribution Award" and the "2014-2018 Nanjing Guangcai Enterprise Contribution Award," and in 2016, it was rated as a "Nanjing Civilized Unit." Looking over the past fifteen years, Jinchuang's development journey has been imbued with the inspiration and opportunities brought by the rapid development of the Internet. Adhering to the philosophy of innovation-driven development and technology-driven change, Jinchuang, with its rich practices and customer resources in the consumer credit field for over a decade, actively embraces efficient Internet tools and achievements such as artificial intelligence, big data, and cloud computing, integrating technology, people, and services to bring full lifecycle products and services to institutions and departments within the financial industry that serve natural persons.