Yinlianxin

Beijing Yinlianxin Technology Joint-stock Co., Ltd. (Stock Code: 838723) is a consulting institution specializing in serving the banking industry. The company has long been focused on research and evaluation of strategic transformation, marketing, and risk management in China's banking sector. After years of development, with the efforts of all employees and the support of clients and friends, the company has now grown into a leading enterprise in the industry, winning recognition and favor from the banking community with its unique services and high-quality products.

Since its establishment in 2002, Yinlianxin has positioned itself as a "Banking United Information Center," closely following the demand trends of banks, looking globally, embracing diverse resources, and integrating various sources to dedicate itself to providing professional, high-standard services to banks. With high sensitivity and rapid response capabilities, Yinlianxin helps banks solve the most challenging, urgent, and forward-looking issues.

Yinlianxin places great emphasis on building its core competitiveness. On the basis of providing comprehensive services to clients, it offers a range of personalized services. After a decade of refinement, it has established a dominant position in banking consulting, with business including: data, consulting, systems, training, and operations.

Currently, Yinlianxin employs 200 full-time research and consulting personnel, of whom 95% of the R&D department hold master's degrees or above. Its long-term clientele includes over 1,300 banking institutions of various types, achieving multiple leading positions within the industry.

As a leading enterprise in China's banking consulting field, Yinlianxin's uniqueness lies in:

? Continuously tracking and researching banks' businesses and their customers;

? Providing a "data + consulting + systems + training + operations" five-in-one service system across all aspects of banking business;

? A team that is trustworthy and dynamic, supported by top domestic and international experts and elite professionals;

? Rich data resources and advanced information mining technologies;

? As a benchmark enterprise in the industry, it has pioneered widely acclaimed research systems, research models, etc.;

? Pioneering China's banking knowledge work intelligent system, comprehensively serving various banking information application scenarios;

? A market-oriented exchange platform recognized by the banking industry.

(I) Yinlianxin Development History

On March 5, 2002, the company's predecessor, Beijing Yinlianxin Information Consulting Center, was established, and the Banking United Information Network went online.

In January 2005, the first China (Yinlianxin) Banking Annual Conference was held, and it has since been successfully held twelve times. Currently, the China Banking Annual Conference has become a grand event for the banking industry, a shining highlight within the financial sector, and a well-known brand.

On November 18, 2005, the parent company, "Beijing Yinlianxin Investment Consulting Co., Ltd." was established. The "consulting + information + systems + training + operations" (CISTO) five-in-one product and service system was completed.

In 2008, "Banking Circle" was first published. With the mission of "promoting the development of China's banking industry and helping Chinese bankers grow," it has now been widely praised as navigational reading for elite bankers and has become a bond for mutual learning and collective progress among banking professionals.

In 2012, the subsidiary focused on training services, "Beijing Baikecui Management Consulting Co., Ltd.", was established. In the same year, a strategic cooperation was formed with the University of Chinese Academy of Sciences, making it an MBA talent cultivation and internship base for the university.

In 2013, a strategic partnership was formed with international giant SAS Corporation to promote mainstream data analysis tools and methods in China, achieving notable success in database marketing, cross-selling, online banking, scorecard development, risk management, and refined internal management.

In 2014, Yinlianxin released its new strategy. Meanwhile, the third-generation information technology platform, the "Knowledge Creation and Sharing Platform," was successfully launched, building database clusters and data marts oriented toward banking business, gradually breaking down information silos and accelerating the integration of Yinlianxin's data, information, tools, and methods with banking workflows, information flows, and business flows.

In 2014, the subsidiary focused on systems business, "Zhiyin Huatong (Beijing) Information Technology Co., Ltd.", was established to create a new generation of information systems and business systems for smart banking. In the same year, Yinlianxin also established an Internet finance consulting department to diagnose and enhance the level of data collection, data analysis, and data application strategy within existing electronic banking systems.

In 2015, Yinlianxin initiated its new third board listing plan and received its first external investment in that same year. Prior to this, the company continuously improved its governance structure, encouraged internal entrepreneurship, and implemented an employee stock ownership plan. We believe that after listing, Yinlianxin will shine even more brightly, using wisdom to integrate China's economic resources.

In August 2016, Beijing Yinlianxin Technology Joint-stock Co., Ltd. was successfully listed on the new third board, entering a new phase.

(II) Five-in-One (CISTO) Membership Service System

The "Banking Socialized Information Service System" that Yinlianxin builds and operates is a systematic and integrated information support system for banking business integration, dedicated to providing clients with "consulting + information + systems + training + operations" (CISTO) five-in-one products and services:



(III) Featured Information Services and Management Platform - Smartword

Smartword is a system platform independently developed by Yinlianxin, which uses artificial intelligence technology for the production of information and data. The system employs text mining technology to intelligently recommend information and data based on users' different needs and generate analysis reports with one click.