钱包生活（*）整合银行和商户资源，自主开发和运营了基于全方位支付体验的消费实时返现移动平台，服务商户类型覆盖餐饮、娱乐、丽人、商超、酒店等生活服务领域，其核心是：用户在不同类型商户消费的返现金额，可以在支持钱包生活的所有商户再次使用或者提现。
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