Koudai Licai

Koudai Licai, affiliated with Shanghai Yuyao Financial Information Service Co., Ltd., is one of the top ten internet finance companies in Shanghai, a council member unit of the Shanghai Internet Finance Industry Association, and a vice president unit of the Shanghai Financial Information Industry Association.
Founded in 2014 by Yu Lingyun, one of the first entrepreneurs in the domestic online lending industry, together with core R&D teams from leading internet companies such as Tencent, JD.com, and Alibaba, as well as renowned financial enterprises, the company is headquartered in Shanghai. The platform is committed to achieving inclusive finance through advanced internet technology, facilitating fast, convenient, and secure small-amount lending transactions between individuals.
Since its launch in December 2014, Koudai Licai has accumulated over 5.9 million users and a transaction scale of 18 billion yuan, ranking first in the industry. In May 2015, the company took the lead in securing A-round financing of 100 million yuan, with shareholders including the well-known domestic private equity fund company Think Investment and the mainboard listed company Baosinian (stock code 002154).

Koudai Licai adheres to the principle of "Safety over returns, legal and compliant operations," and upholds its positioning as an online lending information intermediary platform, focusing on providing wealth management users with high-quality personal small-amount consumer credit debt, transparent risk control information, and a safe and stable trading system, making inclusive finance easily accessible.
Our mission: To change Chinese people's view of wealth management through the internet
Our vision: To become an internet finance platform that truly achieves technology-led innovation
Core values: Integrity, Enterprise, Cooperation, Innovation
Business philosophy: All actions are guided by user value