Hanhua Financial Holding Co., Ltd.

Hanhua Financial Holding Co., Ltd. (HKSE:3903) was founded in 2004 and listed on the Hong Kong Stock Exchange in June 2014. It is a national inclusive financial services group that has entered the international capital market from China. Its affiliated institutions focus on providing diversified and comprehensive financial services such as financing guarantee, micro-loans, internet finance, financial factoring, capital management, and financial leasing to small and medium-sized enterprises (SMEs) and individuals, having served over 50,000 SME clients cumulatively. As of June 30, 2015, the company's registered capital was RMB 4.6 billion, net assets were RMB 7.3 billion, and total assets were RMB 12.5 billion.
Its subsidiary, Hanhua Guarantee Group, has a registered capital of RMB 3.5 billion and net assets of RMB 4 billion. The group has been rated AA+ in the capital market and AAA- in the credit market, and has been approved to establish and operate 27 provincial (municipal) branches in various regions across the country, including Chongqing, Sichuan, Beijing, Jiangsu, and Liaoning. It is the most widely covered commercial financing guarantee company in China. Currently, Hanhua Guarantee has cooperated with 65 banks and 44 non-bank financial institutions, obtaining a total credit line exceeding RMB 60 billion.
Its subsidiary, Hanhua Credit Group, has a total registered capital of RMB 3.2 billion and is composed of 12 provincial-level micro-credit companies in Chongqing, Chengdu, Shenyang, Tianjin, and other places across the country. Adhering to the business philosophy of "seeing the big in the small, seeing the truth in the small, seeing the good in the small, and seeing the beauty in the small," the group focuses on providing fast and convenient micro-credit services to small and micro economic entities. It ranks third in the country in terms of coverage and paid-in capital among micro-credit companies.
In 2014, the company entered the internet finance field. Its internet finance group has successively launched the "Laitou" personal financial exclusive platform and the "Hanhua Cloud" asset information service platform. Based in core regions such as Beijing, Shenzhen, and Shanghai, and with professional operational technology, rich financial experience, and advanced information systems, it provides comprehensive services such as internet-based asset transaction matching, investment and wealth management, and asset securitization for various financial institutions and individuals.
Its subsidiary, Chongqing Changjiang Financial Factoring Co., Ltd., with a registered capital of RMB 300 million, is the first company in the country to be approved by the government to operate financial factoring business, providing professional financial factoring and related services to SMEs.
Its subsidiary, Hanhua Capital Group, established at the end of 2014, is the investment business platform under Hanhua Financial Holding, focusing on high-growth industries, new finance, traditional industry upgrading, and emerging business formats.
Its subsidiary, Hanhua Leasing Group, is the leasing business platform under Hanhua Financial Holding. Through diverse and flexible service methods such as sale-and-leaseback, direct leasing, vendor leasing, operating leasing, and syndicated leasing, it helps customers in pillar industries such as transportation, new energy, and equipment manufacturing solve equipment expansion and upgrading needs, while optimizing corporate asset-liability structures and supporting long-term sustainable development of partners.
Additionally, the company is gradually developing bill-related businesses.
For more information, please visit the company's official website: