Lingzai Finance

I. Company Profile
Lingzai Finance Group is a fintech company dedicated to bringing "zero boundaries," "zero waiting," and "zero worries" services to the public. Headquartered in Shenzhen, it has established branches in Hong Kong, Chongqing, Guangzhou, Zhongshan, and other places. The Group was founded in 2014, focusing on internet finance and wealth management. Its Hong Kong branch was listed in October 2020 as main board listed company Timely Corporation (00093). We also hold multiple key financial licenses. Technical team members account for up to 50% of our staff, committed to advancing intelligent innovation in the financial sector.
[Company Website]:
Domestic Company :
Hong Kong Branch:
[Company Mission]: Let the public share the financial benefits brought by technological transformation
[Vision]: Lingzai Finance will leverage fintech to build an agile and reliable comprehensive financial services platform, providing the public with more customizable and intelligent financial products.

II. Core Team
The Group's founder is one of the founders and major shareholders of three listed companies: Elec-Tech, Baqin Oilfield Services, and Timely Industry (renamed "Lingzai Technology Finance" in July 2024). He has established multiple well-known group companies globally, with business covering high-tech, real estate investment, financial investment and financing services, oilfield engineering and consulting services, and other fields. Core team members have all held key positions at internationally renowned financial institutions, with over ten years of rich experience in management, operations, risk control, IT, products, and other specialties.

III. Business Development
Currently, the company's business covers Hong Kong, Shenzhen, Guangzhou, Foshan, Zhuhai, Dongguan, Huizhou, Zhongshan, Jiangmen, Chongqing, and other cities.
The company's business is transitioning from traditional finance to finance + technology. It has developed multiple new products leveraging big data and internet technology. For example, X Wallet, a fully automated intelligent loan product in Hong Kong, uses AI technology to complete all identity verification and loan review procedures within the app, allowing borrowing and repayment anytime, with zero waiting for approval results and cash in hand within 20 minutes. We have also launched a central approval loan system nationwide. Through this system, customers can complete interviews and document reviews via online video. The system enables rapid centralized approval, truly providing one-stop, efficient, and convenient services for customers with high loan demands. In the future, we will also use remote approval systems, APP mobile platforms, and other internet technologies to achieve true "zero distance" fully intelligent financial services.

IV. Future Market
[Inclusive Finance]
Provide the public with intelligent consumer loans, small and micro enterprise loans, financial leasing, factoring, supply chain finance, and various other types of lending services.
[Intelligent Wealth Management]
Build a safe, convenient, and reasonably profitable intelligent wealth management platform for PC and mobile, and provide customized wealth management services.
[Domestic and Overseas Investment]
Leverage the company's overseas resources and investment experience to open up domestic and international investment channels.