Haosen Microcredit

Shenzhen Haosen Microcredit Co., Ltd. was established in 2009 and is headquartered in Shenzhen. As a wholly-owned subsidiary of Haosen Fintech Group (Stock Code: HK03848), a company listed on the Main Board of Hong Kong, under its business diversification strategy, it entered the Chinese market through equity restructuring and focuses on microcredit business. Leveraging more than ten years of technical experience from its parent company Haosen Fintech Group, the company has developed rapidly and expanded its business scope. It currently covers Shenzhen and the Greater Bay Area and has established eight professional financial services divisions. As of 2024, the company's cumulative business disbursement has exceeded ten billion yuan, serving one hundred thousand customers and making positive contributions to promoting industrial development. Haosen Loan mainly provides secured and unsecured financing, and all loans are based on installment repayment. The company's main businesses include: 1/Property second mortgage loans, providing mortgage loans to individual and corporate property owners; 2/Unsecured owner loans, providing loans to property owners without collateral; 3/Unsecured SME business loans, providing unsecured loans to SMEs, usually requiring personal guarantees from beneficial owners. With the outstanding experience in the financial industry, international reputation, strong capital strength, and globalized information advantages of its parent company Haosen Fintech Group, Haosen Microcredit provides customers with systematic and comprehensive digital financial services. The company is committed to becoming a partner in its clients' growth and providing them with valuable financial support. Looking ahead, Haosen Microcredit will continue to innovate and apply new technologies, enhance financial services and customer experience, and promote the development and transformation of the industry. While pursuing its vision and the corporate goal of sustainable operation, we also uphold the responsibility of a good corporate citizen and continuously strive to create greater well-being for shareholders, employees, customers, and society.