Runtong Credit

China Xinghuo Financial Holdings Co., Ltd. (hereinafter referred to as "Xinghuo Finance") was initiated and established in Hong Kong in June 2011 by Mr. Ding Pengyun's team. Its major shareholders are China Fuqiang Financial Group Co., Ltd. (290.HK) and Yuanjian Financial Group Co., Ltd. Xinghuo Finance adheres to the business philosophy of "market-oriented and customer-centered", focuses on serving the small, medium and micro enterprises and individual consumer markets in Mainland China, Hong Kong and Japan, provides professional and efficient comprehensive financial services such as financing, insurance, investment banking and securities, and aims to become a first-class financial service provider. After nearly 7 years of continuous operation, Xinghuo Finance has established a reasonable structural layout. Under the general trend of "Internet Plus", it actively explores innovative financial services and development models, cooperates with a number of online trading platforms such as Didi Automobile and Tonghuashun to broaden business channels; and explores the model of independently developing a real-time trading platform, organically combining lending business with Internet electronic payment and other FINTECH to serve customers more effectively and strive to become an integrated and diversified financial services group. Chongqing Liangjiang New Area Runtong Microfinance Co., Ltd. (hereinafter referred to as "Runtong Microfinance") is a subsidiary of Xinghuo Finance. Under the policy license of the People's Bank of China and the China Banking Regulatory Commission, it was approved by the Financial Office of Chongqing Municipal People's Government in October 2011. It is a microfinance company exclusively engaged in operating loans for small and micro enterprises and personal consumer loans in Greater Chongqing, and is an early foreign-funded professional microfinance limited company to settle in Chongqing. Since its establishment, Runtong Microfinance has conformed to the industry development trend, adhered to the operating principle of "small amount and diversification", and expanded with the goal of the "micro-loan model". After more than six years of development, the company has obtained recognition from the municipal/district financial offices in terms of business development model, business level and operation management. In addition, the company has accumulated abundant high-quality customer resources and achieved good market evaluation through a diversified business marketing system and continuously improving innovative services. Website: *Address of Chongqing Liangjiang New Area Runtong Microfinance Co., Ltd.: 18F, Building B2, Yuxing Plaza, No. 52, Middle Section of Huangshan Avenue, Yubei District, Chongqing