Jiangmen Yixin

◆ "Yi" Introduction

Yixin is a FinTech enterprise specializing in inclusive finance and wealth management. It actively lays out in frontier fields such as payment, online lending, crowdfunding, robot advisory, smart insurance, and blockchain. Through business incubation and industrial investment, it participates in global financial technology innovation. Since its establishment twelve years ago, it has always adhered to idea innovation, model innovation, and technological innovation to serve China's high-growth population, mass affluent, and high-net-worth individuals, truly making finance better.

CreditEase is a Beijing-based leading FinTech conglomerate in China, specializing in inclusive finance wealth management, including payment technology, marketplace lending, crowdfunding, robo-advisory, insurance technology, blockchain products services. CreditEase actively engages with global FinTech innovators through business incubation, commercial cooperation investment.

【Footprints across multiple countries and regions at home and abroad】
Domestic: 280+ cities (including Hong Kong) and rural areas in 20 provinces (municipalities directly under the central government)
Overseas: Asia-Pacific: Hong Kong, Singapore, Australia; North America: United States, Canada; Europe: Germany, United Kingdom; Middle East: Israel.

【Multiple subsidiary businesses listed】

February 18, 2015: Yirendai successfully listed on the New York Stock Exchange.
December 2016: Bocheng Insurance was listed on the New Third Board (Innovation Layer).
◆ "Yi" Vision
Yixin constantly reinvents itself to help small, medium, and micro enterprises, individuals, farmers, high-net-worth and ultra-high-net-worth families and their next generations, through financial innovation and fintech, to continuously create value for customers, achieve a better life, and practice the original aspiration and mission of "Benefiting others and self, for a better life."

Driven by this mission, all colleagues work together to build Yixin, our common career platform and spiritual home, into a global fintech flagship enterprise engaged in inclusive finance and wealth management.
◆ "Yi" Business
Yixin has currently established a strong nationwide collaborative service network in more than 280 cities (including Hong Kong) and rural areas of 20 provinces (municipalities directly under the central government). Through advanced technologies such as big data, cloud computing, artificial intelligence, and blockchain, it provides customers with comprehensive and personalized inclusive finance and wealth management services.

Yixin Inclusive Finance: From product system construction to capability accumulation and output
Yixin Inclusive Finance is the inclusive finance business brand under Yixin. It deeply studies the current situation and needs of various high-growth populations, and recommends a wide range of borrowing fund sources for small, medium, and micro enterprises and individual customers with legitimate funding needs such as entrepreneurship, further education, turnover, and consumption. Using innovative technology methods such as big data finance cloud, it provides convenient and safe fund-raising services for tens of millions of small and micro enterprise owners and hundreds of millions of economically active farmers.
Yixin Inclusive Finance proposes a three-step strategy: credit acquisition and establishment, diversified financial services, and capacity building.

Yixin has always adhered to technology finance and empowers the entire ecosystem externally with mature technologies.
◆ "Yi" Culture
Yixin's Talent View: Virtue and talent with responsibility
Corporate culture: Corporate culture determines how the organization views things, makes decisions, and acts. Since its establishment, Yixin has always valued culture construction. At the 17th anniversary annual meeting, it released a new cultural cabin, proposing twelve characters: Respect, Responsibility, Integrity, Professionalism, Innovation. (Note: The original text lists only five; the sixth may be implied as "Striving" or similar.)
Integrity is the cornerstone of our business. Professionalism is our foundation. Innovation is our driving force. Respect is our inner cultivation. Responsibility is our source of strength. (Missing item) is our unremitting pursuit.
◆ "Yi" Social Responsibility
Yixin's social responsibility aims to advocate responsible and warm finance.

In this regard, our understanding is: The dream of financial professionals is to allow precious social resources to reach virtuous and capable individuals and organizations through the platform, enabling them to obtain funds, trust, and opportunities, thereby creating greater social value, ultimately promoting healthy development of all industries and a more harmonious society.

Since its inception, Yixin has been striving for this dream; in the past decade, we have closely linked social responsibility with main business, releasing social value through financial innovation, deeply influencing millions of families and even the entire society.
Yixin people have the ability and perseverance to realize every Chinese dream; Yixin people also believe that through good finance, we will move together towards a better future.
◆ "Yi" Honors

In 2018, Yirendai won the "Best Online Lending Platform" and "Best Digital Credit Product" by The Asian Banker;
Zhicheng Afu, Yixin's credit information sharing platform, won the "2018 Huaying Award for Best Risk Control Innovation Enterprise";
Shangtongdai won the "China Best API Product Project" award by The Asian Banker;
Asiamoney awarded Yixin Wealth "Wealth Management Institution of the Year" and "Best FOF Wealth Management Institution" for two consecutive years.

In 2016-2017, it won "Best Non-Bank Private Wealth Product" and "China Best Non-Bank Private Wealth Management Institution" by The Asian Banker for two consecutive years;
Yixin won the "2017 Hurun China New Finance Top 50" list;
Yixin won the "2016 Innovative Extraordinary Employer" from Liepin;
Yirendai won the "China Best Online Lending Platform Award"
and so on.