Yixiu Group, founded in March 2015, with the full name Changsha Yizao Network Technology Co., Ltd., is now reorganized as Hunan Yixiu Group Technology Co., Ltd. It holds controlling interests in two financial licenses: Yixiu Loan Agency (Guangdong) Co., Ltd. and Hunan Lanjingyu Non-financing Guarantee Co., Ltd. It is an advanced domestic fintech company and a pioneer in fourth-generation micro and small technology, committed to building a data-driven risk management platform, empowering banks with iterative and upgraded credit granting capabilities, and practicing inclusive finance services for micro and small enterprises. The fourth-generation micro and small technology, with data-driven risk control technology as its core and combined with a leading credit factory model, has made breakthrough changes to the entire credit process including customer acquisition review and approval, and post-loan management, achieving dual effects of risk and scale. Since its establishment, the company has set up branches in Guangdong, Hunan, Guizhou, Yunnan, Nanchang, Chengdu, Chongqing, Beijing, and other places. It has reached strategic cooperation with more than 100 banking institutions including Guangdong Bank, Langfang Bank, Ping An Bank, China Construction Bank, and Guangdong Huaxing Bank, helping more than 300,000 small, medium and micro enterprise owners obtain reasonably priced credit from formal financial institutions. Development history: In March 2015, it was established in Manhattan, Furong Square, Furong District, Changsha, Hunan. December 2015 - The company was awarded the title of Contract-honoring and Credit-reliable Enterprise. November 2018 - The company moved to a new 600-square-meter Grade A office building, achieving service to 100,000 enterprises. April 2019 - The company obtained the licenses for small and medium-sized enterprise credit guarantee and enterprise credit reporting, becoming the first licensed micro and small service institution.
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