Zejin Financial Services

I. Company Introduction
Shenzhen Qianhai Zejin Industrial Finance Technology Co., Ltd. (referred to as Qianhai Zejin) is a nationally leading fintech service company in the supply chain finance sector. Its founders and core team come from the IT, product, and risk departments of China Merchants Bank and CITIC Bank headquarters, with 10-20 years of fintech work experience, making it a top team in China's fintech industry. Since its establishment in September 2015, Qianhai Zejin has focused on providing one-stop services centered on fintech for factoring companies of large core enterprises, including financial product solution design, customized full online platforms based on scenarios, business operation support, and bank connection, helping core enterprises and financial institutions quickly launch industrial finance business at zero cost and zero risk. Currently, leading enterprises in multiple industries have cooperated with Zejin. Central enterprise factoring companies include China State Construction Factoring, Yipaike Factoring, Chinalco Factoring, Sinochem Factoring, CITIC Factoring, and CSSC Factoring; large state-owned enterprises include Ninghu Factoring and Zhongan Factoring; leading enterprises and listed companies include Gree, Konka, Changhong, Haier, Greenland Group, Chery, Ankai, Anhui Construction Engineering, Shaangu, Zhuhai Port Holdings, Shandong Energy Group, and CIMC Group, covering multiple industries such as home appliances, automobiles, infrastructure, energy and chemicals. Financial institutions have achieved head office-level business cooperation with many banks and securities firms including ICBC, ABC, BOC, CCB, CITIC Bank, China Merchants Bank, China Everbright Bank, Shanghai Pudong Development Bank, Bank of Shanghai, Huishang Bank, Mianyang Commercial Bank, CITIC Securities, and Ping An Securities. As of now, Qianhai Zejin has served enterprises and platforms with effective transaction amount of 118.9 billion yuan, financing amount of 42.6 billion yuan, over 50,000 business transactions, average transaction of 790,000 yuan, with transactions below 300,000 yuan accounting for 54%, and transactions below 1 million yuan accounting for 84%, all fully online with second-level loan disbursement, and zero risk in risk control.
II. Founding Team
The founders and core team come from the IT, product, and risk departments of China Merchants Bank and CITIC Bank headquarters. Since 1997, they have successively built China's first corporate online banking, first bank-enterprise direct connection, and first group account management system at China Merchants Bank headquarters. In 2005, they customized China's first multi-bank cash management cloud platform TMS for TCL Finance Company, achieving real-time collection of thousands of accounts from various banks, zero balance management, and separation of revenue and expenditure, which was promoted to over a thousand large core enterprises including China Customs and Jiangsu Communications Holding. They also built a big data risk control and online approval system, and constructed a credit reporting platform connecting over 30 external data sources. The team has won 6 Shenzhen Financial Innovation Awards, 8 People's Bank of China Science and Technology Development Awards, and 2 Asian Banker Asia Pacific Technology Awards.
III. Zejin Investors
Angel Round: FreeS Fund
Series A: China Merchants Group, China Merchants Venture
IV. Attractive Benefits
BOSS is super nice, flat management mode makes work easy; flexible work system avoids rush hours; performance bonuses and year-end bonuses are generous, and options will be available; no need to think about lunch, company provides lunch benefits; statutory holidays have benefits, paid annual leave, paid sick leave all available; monthly activities, department team building, annual health checkup; insurance is a must, five insurances and one housing fund upon onboarding, commercial insurance upon regularization; various snacks, fancy afternoon tea and dinner gatherings