Ping An Insurance Agency Co., Ltd.

Company Introduction

Ping An Insurance Agency Co., Ltd. (formerly the Credit Insurance Business Unit of Ping An) was established in August 2005. Leveraging the strong capital strength and standardized management of Ping An Group, it pioneered the business model of "Credit Guarantee Insurance + Bank Loans," committed to promoting and developing small-amount personal unsecured consumer credit guarantee insurance loans and micro and small enterprise loan guarantee insurance business, helping individuals or micro and small enterprises obtain loans from partner banks.

Rapid Growth
Over more than eight years of development, Ping An Credit Insurance's operating coverage has continued to expand. As of October 2013, the credit insurance business had expanded to 65 cities, established 345 branches, and employed over 13,000 staff. Ping An Credit Insurance adheres to Ping An's business philosophy of "Professionalism • Value," continuously innovating and reforming, striving to improve service quality and management standards. It has won insurance product innovation awards multiple times, fulfilling its commitment to providing ordinary consumers with *convenient and fast loans while realizing corporate value.

Innovation Leadership
To broaden thinking, Ping An Credit Insurance introduced a top international management team and professional risk management technology from overseas, and independently developed industry-leading consumer micro-credit insurance products and development models. The promotion of small-amount personal unsecured consumer loan guarantee insurance, on the one hand, enriches the variety of financial institution bank personal loan products and insurance products, helping reduce bank lending risks; on the other hand, it advances the establishment of Chinese citizens' credit awareness and helps improve the personal credit system. The innovative cooperation model of "Micro and Small Enterprise Loan Guarantee Insurance + Partner Bank Providing Unsecured Loans" also effectively opens up financing channels for micro and small enterprises. It not only helps address the financing difficulties of small and micro enterprises but also plays an important role in promoting national economic development and social stability. In addition, Ping An Credit Insurance's legitimate and transparent financial products can effectively channel normal financing needs into legitimate "sunshine" financial channels, contributing to financial and social stability.

Looking to the Future
In Europe, America, and the Asia-Pacific region, the market for small-amount personal unsecured consumer loans and micro and small enterprise loans has enormous potential, and market prospects are highly recognized. In China, such business also has huge market demand and development potential. Ping An Group took the lead in setting sail, with a far-sighted corporate development plan, going all out to become a top international financial group. Ping An Credit Insurance is seizing this development opportunity to rapidly forge ahead.


Every day, we create performance miracles. With a 100% development speed, the company has become the absolute leader in the market!
Every day, we create growth miracles. With a 200% learning speed, our employees have become absolute elites in the market!
Are you ready!
Join us and carry the miracles through to the end!