Hanhua Financial Holding

Hanhua Financial Holding Co., Ltd. (HKSE:3903) was founded in 2004 and listed on the Hong Kong Stock Exchange in June 2014. It is China's first nationwide inclusive financial services group to be listed on the international capital market. Its subsidiaries focus on providing diversified and comprehensive financial services such as financing guarantees, micro-loans, internet finance, financial factoring, capital management, and financial leasing to small, medium, and micro enterprises (SMMEs) and individuals, having served over 50,000 SMME customers. As of June 30, 2015, the company's registered capital was 4.6 billion yuan, net assets were 7.3 billion yuan, and total assets were 12.5 billion yuan. Its subsidiary, Hanhua Guarantee Group, had a registered capital of 3.5 billion yuan and net assets of 4 billion yuan. The group has received credit ratings of AA+ in the capital market and AAA- in the credit market. It has been approved to establish and operate 27 provincial-level branches in various regions across China, including Chongqing, Sichuan, Beijing, Jiangsu, and Liaoning, making it the most extensive and largest commercial financing guarantee company in China. Currently, Hanhua Guarantee has cooperated with 65 banks and 44 non-bank financial institutions, obtaining a total credit line of over 60 billion yuan. Its subsidiary, Hanhua Credit Group, with a combined registered capital of 3.2 billion yuan, consists of 12 provincial-level micro-loan companies in Chongqing, Chengdu, Shenyang, Tianjin, and other regions. The group adheres to the business philosophy of 'seeing the great in the small, truth in the small, goodness in the small, and beauty in the small', focusing on providing fast and convenient micro-credit services to small economic entities. It is the second most extensive micro-loan company in China by coverage and third in paid-in capital nationally. In 2014, the company entered the internet finance sector. Its internet finance group has successively launched the 'Laitou' personal financial exclusive platform and the 'Hanhua Cloud' asset information service platform, based in core regions such as Beijing, Shenzhen, and Shanghai, providing comprehensive services such as internet-based asset transaction matching, investment and wealth management, and asset securitization to various financial institutions and individuals with professional operational technology, rich financial experience, and leading information systems. Its subsidiary, Chongqing Changjiang Financial Factoring Co., Ltd., with a registered capital of 300 million yuan, is the first company approved by the government to operate financial factoring business, providing professional financial factoring and related services to SMMEs. Its subsidiary, Hanhua Capital Group, established at the end of 2014, is the investment business platform under Hanhua Financial Holding, focusing on high-growth industries, new finance, upgrading of traditional industries, and emerging business forms. Its subsidiary, Hanhua Leasing Group, is the leasing business platform under Hanhua Financial Holding, primarily adopting flexible service methods such as sale-and-leaseback, direct leasing, vendor leasing, operating leasing, and syndicated leasing to address equipment expansion and upgrade needs for customers in national pillar industries such as transportation, new energy, and equipment manufacturing, while optimizing corporate asset-liability structures and supporting partners' long-term sustainable development. Additionally, the company is gradually developing bill-related businesses. For more information, please visit the company's official website: *