Guangdong Queqianme Network Technology Co., Ltd. (hereinafter referred to as "Queqianme") is a subsidiary of Saiman Group. It was initiated and founded by Saiman Fund in June 2015, with a registered capital of 100 million yuan and paid-in capital of 50 million yuan.
Queqianme is a financial technology company dedicated to innovation through big data and leading risk control capabilities. It provides online loan assistance services to banks and consumer finance companies for the vast young and middle-aged low-income consumer groups, helps build online personal credit files, offers ultra-convenient financial lending services, and serves as a portable credit wallet for young people.
By analyzing the behavior and attributes of people with no traditional credit history, it helps them establish the credit foundation necessary for banks and other financial institutions to lend, and combined with the bank loan assistance business model, it provides short-term, small-amount, quick PayDay Loan services to young people with low income or no credit history.
Currently, the company has established cooperation with several city commercial banks and consumer finance companies, and has developed targeted risk control models for large-scale target customer groups in scenarios such as 3C products, tourism, training, photography, driving schools, games, e-commerce, and rental housing.
The company's first product, "Queqianme," was launched on the Apple App Store on December 31, 2015, and has since covered more than 70 app market channels.
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