New Hope Financial Technology

New Hope Financial Technology is a professional technical institution committed to empowering financial institutions in their digital transformation. It adheres to the principle of inclusive finance of New Hope Group, leverages its profound accumulation in the banking operation sector over years, and brings together a global team of outstanding artificial intelligence experts.

The company's core competitiveness lies in the deep integration of artificial intelligence technology with retail credit business processes. It can provide cooperative banks with a comprehensive digital retail credit solution covering four major systems: customer acquisition, risk control, operations, and systems, significantly lowering the threshold for financial institutions to apply AI. The company focuses on customizing digital financial platforms for cooperative banks based on mobile internet architecture, relying on cloud computing data processing capabilities, and fully adopting machine learning and deep learning technologies. These platforms enable all-online processes, real-time approval, and access to all customer groups in digital inclusive financial services, supporting standardized, batch, and intelligent retail credit operations following the model of "one-second scan code," "one-minute customer application," "one-minute system approval," and "lifetime cloud credit."

Currently, as one of the top technical service providers for retail bank digital transformation in China, New Hope Financial Technology has established cooperative relationships with dozens of financial institutions, including Industrial and Commercial Bank of China, Huishang Bank, Xiamen International Bank, Shanghai Rural Commercial Bank, and Tianjin Binhai Rural Commercial Bank, and is contributing to the realization of the inclusive finance vision of "everyone has cloud credit."