Guangjin Credit

Guangzhou Financial Holdings Credit Service Co., Ltd. (hereinafter referred to as the "Credit Company") is an enterprise credit company established with strong support from the Guangzhou Municipal Government and the Guangzhou Municipal Development and Reform Commission. It is wholly funded by Guangzhou Financial Holdings Group Co., Ltd. (hereinafter referred to as the "Guangzhou Financial Holdings Group"), with a registered capital of 50 million yuan, and was established in November 2019. The Credit Company is dedicated to building Guangzhou's financial infrastructure. Based on government data, it integrates multi-channel information from industries and the internet, and utilizes financial technology means such as artificial intelligence, cloud computing, and blockchain to break the information asymmetry between financing parties, helping to solve the problems of "difficulty and high cost of financing" for small and medium-sized enterprises, and playing a safeguard role in preventing regional financial risks. At the same time, the Credit Company actively participates in the construction of the social credit system. Relying on big data and information technology, it helps the government promote a new credit-based regulatory system, and explores, constructs, and promotes more "Credit+" series application scenarios. The Credit Company has an innovative and pragmatic financial technology team with rich experience in system development and product operations. In the future, under the premise of strictly ensuring information security, the Credit Company will fully utilize market-oriented means to create personalized and differentiated big data products and credit services, striving to become a credible enterprise credit institution in South China.