Guangfa Bank Credit Card Center

In 1995, Guangfa Bank issued the first truly international standard credit card in China - the Guangfa Credit Card. As a subordinate institution of a member unit of China Life Group, the Guangfa Bank Credit Card Center continuously strengthens the leadership of Party building, deeply implements the decisions and deployments of the Party Central Committee, relies on the insurance-banking synergy advantages of China Life Group and the comprehensive financial operation characteristics of Guangfa Bank, actively serves the overall national development situation, and contributes to expanding domestic demand and promoting consumption. By the end of 2023, the cumulative issuance of Guangfa credit cards reached 118 million, with a consumption amount exceeding 2 trillion yuan in 2023, and its risk control level steadily ranked among the forefront of the industry. Born in Guangzhou, growing up in the Greater Bay Area, and serving the whole country, Guangfa credit cards have led the development of the credit card industry with multiple "firsts": issuing the first credit card conforming to international standards, the first female-exclusive credit card, the first airline co-branded card, pioneering the first customer-exclusive brand activity "Guangfa Day", and being the first in the industry to launch "transaction security guard" that also compensates for losses from password-based fraudulent transactions. As the credit card industry enters a stage of intensive cultivation, Guangfa credit cards are actively transforming, promoting high-quality business development with the transformation strategy of "Three Advantages and Three Advances": optimizing risk control, optimizing customers, optimizing management, advancing integration, advancing synergy, and advancing service.