Chongqing Small and Micro Enterprise Financing Guarantee Co., Ltd.

Chongqing Small and Micro Enterprise Financing Guarantee Co., Ltd. was jointly established by the Municipal Three Gorges Guarantee Group and the Municipal Human Resources and Social Security Bureau in accordance with the spirit of the 77th executive meeting of the municipal government, and was officially inaugurated on March 31, 2015. The company has a registered capital of 300 million yuan and manages a guarantee fund of 1 billion yuan. It is a state-owned policy-oriented guarantee company focusing on the financing of small and micro enterprises, and is also a trustee institution of the National Guarantee Fund. The establishment of the company is an important measure of the municipal party committee and municipal government to support the development of small and micro enterprises and alleviate financing difficulties. It is of great significance to improving the guarantee system of private, state-owned, and special policy support in our city, and it shoulders the historical mission of promoting entrepreneurship and employment.
With the business purpose of "serving small and micro enterprises, promoting entrepreneurship, market operation, and sustainable development", the company takes reasonable returns and minimized risks as its starting point and foothold, adheres to the business philosophy of "policy objectives, market-oriented operation", focuses on solving the problems of "difficult and expensive financing" for small and micro enterprises and key entrepreneurial groups, and realizes the organic combination of financial technology and government platforms. During the 13th Five-Year Plan period, the company will gradually achieve policy-oriented guarantee loans of more than 5 billion yuan per year and commercial guarantee loans of more than 3 billion yuan per year, directly assist 60,000 small and micro enterprises and entrepreneurs (households) each year, drive 300,000 people to employment, and play a positive role in promoting local economic take-off and creating a social atmosphere of mass entrepreneurship and innovation.
At the same time, the company focuses on guiding small and micro enterprises and key entrepreneurial groups in the city to strengthen credit awareness, improve internal systems, and enhance business management, helping to improve their own quality and market competitiveness, and will grow healthily together with small and micro enterprises and key entrepreneurial groups in the city.
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