Dah Sing Bank (China) Co., Ltd.

[About Dah Sing Financial Group]
Dah Sing Financial Group is a financial services group headquartered in Hong Kong, with operations spanning Hong Kong, Macau, and Mainland China. It operates banks in Hong Kong, Macau, and Mainland China, and provides insurance and other financial services in Hong Kong and Macau. Dah Sing Financial Group has been established in Hong Kong for over 75 years and currently owns two listed companies under the group, including Dah Sing Financial Group (stock code: 00440.HK) and Dah Sing Banking Group (stock code: 02356.HK).

Dah Sing Banking Group Limited ("Dah Sing Banking Group") operates three wholly-owned banking subsidiaries in the Greater Bay Area, including Dah Sing Bank, Limited ("Dah Sing Bank"), Banco Comercial de Macau, S.A., and Dah Sing Bank (China) Co., Ltd., with approximately 60 business outlets across Hong Kong, Macau, and Mainland China. Dah Sing Banking Group also provides securities trading services through Dah Sing Securities Company Limited. International rating agencies Moody's and Fitch Ratings have confirmed Dah Sing Bank's long-term credit ratings as "A2" and "BBB+", respectively. Dah Sing Bank also holds approximately 13% strategic equity in Bank of Chongqing.

Dah Sing Bank (China) Co., Ltd. was established in 2008, with its head office in Shenzhen. It has set up business outlets in Shenzhen, Guangzhou, Foshan, Shanghai, Nanchang, Zhenjiang, and other places, comprehensively providing RMB and foreign currency deposit and loan services, treasury services, cross-border services, bill services, and insurance agency distribution services, offering professional comprehensive financial services to individual, corporate, and interbank customers.


[Vision]
A people-centric local bank, growing together with customers in Hong Kong, the Greater Bay Area, and beyond

[Mission]
To serve customers wholeheartedly with high-quality products and strive to deliver a customer-centric service experience
To work shoulder to shoulder and grow together with employees
To maintain steady returns and strive to create value for shareholders

[Culture and Values]
Dah Sing Bank commits to practicing the following culture and values together with its employees across the group:
1) Customer Commitment – Put customers first, thoroughly understand their needs and opportunities, and make ongoing commitments to every customer.
2) Financial Strength and Risk Management – Strengthen financial position by controlling costs, maintaining margins, and sustaining sound capital, liquidity, and leverage ratios; avoid any future risks that cannot be quantified.
3) Operational Excellence – Have an in-depth understanding of daily operational details and achieve excellence by focusing on the fine points.
4) Employer and Employee Commitment – Commit to shared responsibility with employees, value teamwork, pay attention to employee engagement and performance, respect employee development needs, and nurture talent through appropriate training and performance-linked compensation and benefits.
5) Integrity – Always do the right thing, at any time and place.
6) Compliance – Foster a strong compliance culture as the foundation of institutional effectiveness.
7) Innovation – Seek more innovative and efficient operational methods after fully understanding customer needs, potential risks, and factors driving profitability.